Monthly
Base rateRegular rate
$27.99USD
Base price: US$27.99 USD
US$27.99 per month
Single payment for 1 month
Month-to-month flexibility
Choose monthlyChoose your plan · start collecting today
Lend, collect and grow without losing track of a cent.
The complete system for your daily lending business. Customers, loans, installments, routes, capital, expenses and profits on a single screen. No notebooks, no spreadsheets, no manual calculations.
From US$22.42 per month on the annual plan · See how it works
- No complicated installation
- Data separated by business
- Cancel when you want
Dashboard
Capital overview
Available capital
$0
+18,4% este mes
Collected today
$0
To collect
$0
Overdue
$0
Accumulated profit
Last 7 days
Lent by route
COP · ColombiaMXN · MexicoPEN · PeruARS · ArgentinaBRL · BrazilUSD · EcuadorEUR · Europe
- 0
- Modules in one dashboard
- 0
- PDF and Excel reports
- 0
- Collection frequencies
- 0
- Currencies in 6 countries
One plan · four billing periods
The longer the period, the less you pay per month.
Every feature is included in the Basic Plan. Choose the period that suits you and save up to 20% by paying in advance. Prices for United States are shown in USD, with the USD base price included.
Choose the period that suits you and start todayQuarterly
10% OFFRegular rate
$75.99USD
Base price: US$75.99 USD
US$25.33 per month
Single payment for 3 months
You save US$8.00
Choose quarterlySemiannual
15% OFFRegular rate
$142.99USD
Base price: US$142.99 USD
US$23.83 per month
Single payment for 6 months
You save US$25.00
Choose semiannualAnnual
20% OFFRegular rate
$268.99USD
Base price: US$268.99 USD
US$22.42 per month
Single payment for 12 months
You save US$67.00
Choose annualIncluded with every period
1 administrator + 1 route
The first route covers one worker with assigned customers, collections and capital. You can start operating without any add-on.
Unlimited customers, loans, collections and payments
Daily, weekly, biweekly and monthly installments
Live capital, expenses and net profit
Customer map and automatic rating
8 downloadable PDF and Excel reports
Audit trail, backups and support
Grow when you need to
Add capacity without changing plans.
Start with what you need and add routes or businesses from the same account as your operation grows.
Add-on
$9.99USD per additional route
Base price: US$9.99 USD
One new worker, one new route
Each additional route adds another worker with their own customers and collections. Its price is fixed and has no period discount.
10% additional discount on initial payment
Another business under the same profile
The new business also includes 1 administrator + 1 route and keeps customers, capital, expenses and reports fully separated. Choose its initial period:
Monthly
$24.99USD
Base: US$24.99 USD
Quarterly
$67.99USD
Base: US$67.99 USD
Semiannual
$127.99USD
Base: US$127.99 USD
Annual
$241.99USD
Base: US$241.99 USD
After the first period, renewal uses the standard rate for the selected period.
Everything in one place
Stop switching between notebooks, spreadsheets and WhatsApp.
Everything currently scattered across notebooks, spreadsheets and your collectors' memory stays connected in one place. Record a payment and the customer balance, arrears, capital and profit update instantly.
- One payment updates the customer, cash and report together.
- Cash and bank transfers always stay separate.
- No broken formulas or duplicate files.
- Access it from your business computer with your account.
Dashboard
Capital, collections, arrears and daily profit on the first screen.
Customers
Full profile, validated phone number and automatic 0-to-5-star rating.
Loans
Fixed installments or monthly interest on the balance. The payment schedule builds itself.
Payments
Installment, principal payment or interest only. Cash or bank transfer.
Today's collections
The exact list of what to collect today, customer by customer.
Map
Your customers mapped so you can plan the shortest route of the day.
Capital
Deposits, withdrawals and starting capital. You always know what is capital and what is profit.
Expenses
Fuel, stationery, anything. Net profit is calculated for you.
Routes
One collector per route, with assigned capital and their own customers.
Audit trail
Who did what, when and from where. A history that cannot be erased.
Reports
8 reports ready to download as PDF or Excel.
Settings
Country, currency, businesses, users and backups.
How it works
Four steps. The system calculates the rest.
If you can use WhatsApp, you can use this. No accounting knowledge or complex setup is required.
- 01
Register the customer
Name, phone and address in your country's format. Optionally place them on the map to plan the route.
- 02
Create the loan
Principal, interest and frequency: daily, weekly, biweekly or monthly. The system calculates installments and dates. No collection ever falls on a Sunday.
- 03
Collect on the street
Open "Today's collections" and record the installment, a principal payment or interest only. Cash and transfers stay separate.
- 04
Close the day with clear numbers
How much you lent, collected, still have to collect, earned and how much is overdue. No manual math.
Start today
Choose your plan and balance your books from day one.
Every feature is included in the Basic Plan. Pick the period, pay securely through Paddle and open your dashboard in minutes.
What you gain
Less time reconciling. More time lending.
Know exactly how much money you have
Available capital, profit, withdrawals, how much is in cash and how much is in the bank, and how much money is out on each route. Reconciled instantly.
Nobody gets missed
The day's collection list and overdue customers are calculated live. No more "I forgot that customer".
Close the day in minutes
Reports on arrears, collections, expenses, profit and route performance in one click, as PDF or Excel. Ready to share.
Each collector sees only their own work
A worker only accesses their customers and their route. You decide whether they can edit. Everything is signed in the audit trail.
Several businesses, separate books
Each business keeps its own customers, capital and expenses, never mixed. Switch between them from the top bar, or add them up for a combined view.
Decide with data, not hunches
The automatic rating of each customer and the performance of each route tell you where to place your next dollar.
Trust
Your information belongs to you. And every action is recorded.
Money and trust go together in this business. Every movement leaves an audit trail, each account uses its own database, and you can download a full backup whenever you want.
Create my accountA history that cannot be erased
Every sign-in and every change is stored with user, date, detail and IP. Nobody can edit it afterwards.
Your account data, kept apart
Your business runs on its own database with an encrypted token. It shares information with nobody.
Back up whenever you want
Download a complete backup of your information from Settings, without depending on anyone.
Protected access
Hashed passwords, signed sessions, Google sign-in and attempt limits against attacks.
What the service covers
Administrative software. Nothing more, and in writing.
Credi Contable is management software sold on subscription. It keeps the books of a lending business that already exists and that you operate under your own responsibility.
The only thing paid for here is the software subscription. Paddle processes the charge as Merchant of Record, issues the invoice and handles taxes.
To be explicit, this service:
- Does not lend money or offer credit to anyone.
- Does not receive, move or process your collection money: you collect directly from your customer, in cash or through your own bank.
- Does not collect debts on your behalf and never contacts your borrowers.
- Is not a bank, financial institution, credit bureau or investment adviser.
- Does not decide who to lend to: the customer rating is a reference tool and the decision is always yours.
You are responsible for complying with the licensing, interest caps, consumer protection and tax obligations that apply to your activity and your country.
No long contracts
One plan, everything included.
Monthly, quarterly, semiannual or annual: you decide how much you pay up front, and you can choose not to renew when the period ends.
Frequently asked questions
What loan types are supported?
Two modes: fixed installments, where total interest is spread across equal installments, and monthly amortization, where interest is charged on the remaining principal. Frequency can be daily, weekly, biweekly or monthly. No collection falls on a Sunday: the week runs Monday to Saturday.
Can my collectors see the entire business?
No. Each worker is tied to their route and only sees their own customers. You decide whether they can also edit them. Capital, expenses, reports, audit trail and settings are for administrators only.
How many routes are included?
Each subscription includes 1 administrator and 1 route for one worker. When you need another collector, you can add a route for $9.99 USD. It has a fixed price with no billing-period discounts.
I have two different businesses. Does it work?
Yes. You can add another business under the same profile and choose monthly, quarterly, semiannual or annual billing. That new business gets an extra 10% off its initial payment only, and includes its own administrator and one route. It then renews at the standard rate for the chosen period. Its customers, loans, capital, expenses, collectors and audit trail stay completely separate.
Does it work in another country or currency?
Yes. Pick your country in the settings and the system adjusts currency, address format and phone validation. Colombia, Mexico, Ecuador, Peru, Brazil and Argentina are ready, with seven currencies.
Can I export my information?
It is yours. Download a full backup from Settings whenever you want, plus any of the 8 reports as PDF or Excel.
Am I locked into a contract?
No. You choose monthly, quarterly, semiannual or annual billing. Longer periods carry 10%, 15% and 20% discounts respectively, and you can decide not to renew when the contracted period ends.
Start today and close your first day
with clear numbers.
Choose your plan and start today. In ten minutes you can have your customers loaded and your first route ready.